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BARCLAY ASSOCIATES HAS A COMMERCIAL 
MORTGAGE SMALL LOAN PROGRAM WITH VERY
LOW MINIMUMS. FOR INCOME PRODUCING AND 
OTHER PROPERTIES.  USE THIS FULL OR LOW 
DOCUMENTATION SMALL LOAN PROGRAM FOR THE 
PURCHASE, REFINANCING OR CASH OUT OF COMMERCIAL
REAL ESTATE.   THIS PROGRAM OFFERS  
COMPETITIVE RATES AND FAST CLOSINGS.

Commercial Property Mortgages only - NO RESIDENTIAL MORTGAGES - Loan amounts from (see minimum amount at the bottom of this page)

Most banks and other conventional lending sources all over the country often turn down small loan requests for income producing property and other small loans using real estate as collateral. Many times the borrower’s credit is good and the property is sound and well-occupied. These institutions just don't want to handle a small loan. Barclay Associates welcomes your small commercial mortgage loan and will work with you to fill your needs and close the small loans.

To get a simple loan application for all income property except apartments (multi-family) Click here: Income property application. and follow directions.

To get a simple loan application for apartment buildings (over 5 units)- Click here: Apartment building application. and follow directions.


Contact us TODAY about our NEW 90% Loan to Value financing on income property.  You need only 10% down. This program requires a good FICO score. Inquire for details.


  • Geographic Region: Nationwide
  • Loan function: Loans for purchase, refinance and cash outs.
  • Loan amount: Loan amounts from (see minimum amount at the bottom of this page). Maximum loan amount varies.
  • Rates: Very competitive - Contact us for a quote.
  • Loan type: Fixed and adjustable loan types available.
  • Amortization period: Up to 30 years
  • Loan-to-Value ratio (LTV): up to 90% LTV with good credit. Other restrictions may apply. Contact us for details.
  • Buyer down payment: As little as 10%.
  • Collateral: Commercial property only. First position lien only.
  • Appraisal: MAI appraisal required (Lender prefers to order appraisal).
  • Fast Commitment and Closing
PLEASE CONTACT BARCLAY ASSOCIATES TODAY FOR YOUR SMALL COMMERCIAL MORTGAGE LOAN.

Informative and detailed information of great value to income property buyers can be seen at Income Property Buyers Tips This new section includes a Special Report which explains how to calculate the true value of an income property. A continually expanding “FAQ” (Question and Answer) page is also included. We invite you to visit this area of our web site.


CLICK on a property or business type below for more information on our small commercial mortgage program. Loans for purchase, refi or cash outs. This program offers you competitive rates and fast loan commitment and closing.


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How to Contact Us
BARCLAY ASSOCIATES - Cherry Hill NJ

Fax: 856-795-8817
E-mail-Click here ==> jspat@snip.net


Please e-mail or fax us with your financing request. Click on the e-mail address above. It is important to send your:
Full name, phone number and a paragraph or two describing your financing needs.

BROKERS and other intermediaries- WE WELCOME BROKERS. It is EXTREMELY IMPORTANT that you [CLICK HERE] to obtain full information about our referral fee program and our referral fee rates to brokers.
  • We DO NOT finance residential properties-only commercial
  • PLEASE DO NOT SEND faxes over 5 pages without calling us first.
  • We DO NOT have funders for commercial mortgages or business financing outside of the United States.

To quickly move around other major areas of our website,
CLICK ON A SUBJECT BELOW:
[Return to Financing Overview Page]
[Commercial Mortgage Loans] [Real Estate Loan Checklist]
[Income Property Loans over $2 million]
[Specialized Financing]
[Doctor, Dentist, Vets] [Business capital] [Factoring]
[Accounts Receivable Financing]
OTHER SERVICES:
[First Mortgage NOTES] [Business Plan Writing]
[The Finance Marketplace]
[Small Commercial Mortgage loans]
[Factoring/Receivable Loans] [Business Loans] [PO Financing]
[CONTACT US] [SEARCH our site] [INDEX to Site]
We welcome brokers-for more broker information:
[Brokers Click Here]
FINANCING FOR:
[Apartment buildings] [Office buildings] [Industrial buildings]
[Real Estate Developers] [Healthcare facilities] [Shopping Centers]
[Mini storage facilities] [Mobile home parks] [Hard Money Loans]
[Raw land loans] [SBA Mortgage Loans] [Equipment Leasing]
[Real Estate Development Loans]
MINIMUM LOAN AMOUNTS
BROKER SUBMITTED LOAN MINIMUM - ADD 20%
TO LISTED MINIMUM LOAN AMOUNT
- Example: non-broker submitted $150,000 minimum loan amount - Broker submitted $180,000 minimum. Does not apply to land loans
  • INCOME PROPERTIES - COMMERCIAL MORTGAGE LOANS- (apartment and office building loans, self storage and mobile home park financing etc.- not raw land/land developer loans) - $150,000 minimum loan amount.(brokers add 20% to required minimum) Multi-family (apartments) must be 6 units or more (in NJ, 7 units or more).
  • RAW LAND LOANS - $500,000 minimum loan amount. (Direct borrower or broker submitted). "As is" value or purchase price must be $1,000,000.
  • LAND DEVELOPMENT FINANCING - $500,000 minimum loan amount. This may include land purchase, infrastructure expenses and optional construction financing. Total "As is" value must be $1,000,000.
  • SBA LOANS - $350,000 minimum loan amount.
  • OTHER BUSINESS LOANS - $400,000 minimum loan amount.
  • ASSET BASED FINANCING (loans based on receivables, inventory, equipment & real estate) - loan amount $1,000,000 to $25,000,000 or more.
  • OTHER TYPES OF FINANCING NOT INCLUDED ABOVE - contact us for minimum loan amounts.



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