Commercial Restaurant mortgages - minimum loan amount is: [See minimum amount at the bottom of this page] Most banks and other conventional lending sources all over the country often turn down small amount loan requests for Restaurant financing. Many times the borrower's credit is good and the property is sound and well-occupied. They just don't want to handle a small loan. Because of this many deserving business people do not get necessary loans. Barclay Associates will work with you to close that small Restaurant financing that others will not handle. Geographic Region: Nationwide Loan function: Loans for purchase, refinance and cash outs of Restaurants. Rates: Very competitive - Call for quote.  Loan type: Fixed and adjustable loan types available. Amortization period: Up to 20 years. Loan-to-Value ratio (LTV): Restaurant financing - Up to 60 % LTV. Subordinated debt: Seller take back (2nd) position allowed up to 90% (CLTV). Buyer down payment: As little as 10% with seller take back. Collateral: Restaurant property. First position lien only. Appraisal: MAI appraisal required (Lender prefers to order appraisal). FICO score: Restaurant small loans require a 640 minimum FICO score. Environmental insurance: Required on all properties. Recourse: Restaurant financings require full recourse to the borrower. Fast Commitment and Closing - In most cases, a firm financing commitment is issued within 4 days after receipt of all required documentation from borrower. Quick closings. Informative and detailed information of great value to income property buyers can be seen at Income Property Buyers Tips This new section includes a Special Report which explains how to calculate the true value of an income property. A continually expanding “FAQ” (Question and Answer) page is also included. We invite you to visit this area of our web site. PLEASE CALL BARCLAY ASSOCIATES TODAY IF YOU NEED A SMALL LOAN FOR YOUR RESTAURANT. SMALL COMMERCIAL LOAN PROGRAM (click on an item below to go to Property Type) [Main Page-Small Commercial Mortgages] [apartment building (multi-family)] [auto repair shop] [auto body shop] [day care center] [funeral home] [gas station] [mini storage facility] [mixed use (apartments + stores etc.)] [mobile home park] [motel financing] [office building] [restaurant] [retail store] [self storage facility] [shopping center] [strip shopping center] [industrial/warehouse] How to Contact Us E-mail-Click here ==> jspat@snip.net Fax: 856-428-1726 BARCLAY ASSOCIATES - Cherry Hill NJ Copyright © 1997-2010 JS Inc./Barclay Associates-All Rights Reserved SMALL BUSINESS CEO'S AND OWNERS..... .....DO YOU NEED MONEY FOR YOUR COMPANY? We now have several good sources for SBA (Small Business Administration) U.S. government guaranteed loans. Your business may qualify. Funds for expansion, refinancing or business acquisition. Low interest rate. Good terms. Contact us TODAY 24/7. We can answer any questions about this great source of financing. For our easy identification, put ****** Need SBA loan****** in your message subject line. Most businesses are eligible, such as: retail shops - distributors, wholesalers - manufacturing companies - motels, hotels - medical companies - restaurants - assisted living - retail buildings - service companies and many, many other business types. Please e-mail or fax us with your financing request. Click on the e-mail address above. It is important to send your: Full name, PHONE NUMBER and a paragraph or two describing your financing needs. Please do not forget to include your PHONE NUMBER. When we receive your e-mail or fax we will respond by e-mail or phone with our full contact information including a phone number. BROKERS and other intermediaries- WE WELCOME BROKERS. It is EXTREMELY IMPORTANT that you [CLICK HERE] to obtain full information about our referral fee program and our referral fee rates to brokers. We DO NOT finance residential properties-only commercial PLEASE DO NOT SEND faxes over 5 pages without calling us first. We DO NOT have funders for commercial mortgages or business financing outside of the United States. To quickly move around other major areas of our website, CLICK ON A SUBJECT BELOW: [Return to Financing Overview Page] [Commercial Mortgage Loans] [Real Estate Loan Checklist] [Income Property Loans over $2 million] [Specialized Financing] [Doctor, Dentist, Vets] [Business capital] [Factoring] [Accounts Receivable Financing] OTHER SERVICES: [First Mortgage NOTES] [Business Plan Writing] [The Finance Marketplace] [Small Commercial Mortgage loans] [Factoring/Receivable Loans] [Business Loans] [PO Financing] [CONTACT US] [SEARCH our site] [INDEX to Site] We welcome brokers-for more broker information: [Brokers Click Here] FINANCING FOR: [Apartment buildings] [Office buildings] [Industrial buildings] [Real Estate Developers] [Healthcare facilities] [Shopping Centers] [Mini storage facilities] [Mobile home parks] [Hard Money Loans] [Raw land loans] [SBA Mortgage Loans] [Equipment Leasing] [Real Estate Development Loans] MINIMUM LOAN AMOUNTS INCOME PROPERTIES - COMMERCIAL MORTGAGE LOANS- (apartment and office building loans, self storage and mobile home park financing etc.- not raw land/land developer loans) - $400,000 minimum loan amount. ($525,000 minimum if referred by broker) Multi-family (apartments) must be 8 units or more (in NJ, 10 units or more). RAW LAND LOANS OR LAND DEVELOPMENT LOANS (None available as of March 2010) $1,000,000 minimum loan amount. ($1,200,000 minimum if referred by broker). For loans secured by land the "As is" value of the land should be twice the minimum loan amount. OTHER BUSINESS LOANS (Non SBA) - $500,000 minimum loan amount $600,000 minimum if referred by broker) FACTORING AND ASSET BASED FINANCING (loans based on receivables, inventory, equipment & real estate) - loan amount $800,000 ($1,200,000 if referred by broker). OTHER TYPES OF FINANCING NOT INCLUDED ABOVE - contact us for minimum loan amounts. [Contact Us-Disclaimer-Copyright Notice-Privacy Policy] Copyright © 1997-2009 JS Inc./Barclay Associates-All Rights Reserved