Merchants ....Now Turn
Your Credit Card Sales Into Cash for Your Business
RETAIL BUSINESS FINANCING
has a Cash Advance Program
which is designed to provide qualified
merchants easy access to working capital to address critical and immediate
needs. The growth of many businesses today is stunted due to the lack of the necessary
cash flow to increase and improve their business. Our program provides
the cash needed to fuel success. Unlike conventional lending sources, these
funds are advanced against future credit card receivables (Visa, MasterCard, American
Express, Discover, etc.) and are typically available within ten to fifteen business days after receipt of the few required documents.
Simply put, we leverage one of a
merchant's untapped business assets, your future credit
You are paid for your future Credit Card
transactions up front
and the funder is paid back by holding a small agreed upon fixed percentage of
or debit card sales moving forward until the obligation is fulfilled. You can
receive 100% to
200% of your average monthly credit card sales in a very short time period. Unlike a small business loan, obtaining a merchant cash advance is simple.
can receive from $5,000 to $500,000 per location in a very short time just by
committing your future credit card sales. There is no hassle of long
approval times or mountains of required paperwork, and the advance is
WHY YOU NEED OUR BUSINESS CASH ADVANCE PROGRAM
- No application fees.
- Approvals within 24 to 72 hours.
- Minimal amount of paperwork required to receive a quote.
- No fixed monthly payments, totally automated retrieval process.
- No collateral required.
- A credit score of as little as 500 is allowed.
- No restrictions on the use of the funding.
- You can receive funds in as little as ten to fifteen business days after the receipt of the required documents.
The advance is 100% unsecured. There is absolutely no
commitment of your personal or business assets. No physical collateral is
- 100% tax deductible
HERE ARE THE FEW SIMPLE QUALIFYING QUESTIONS
THAT MUST BE ASKED OF YOU.
are the approximate average monthly gross sales?
are your monthly average credit card sales?
they been in business at your present location for at least 12 months and
have you been accepting credit cards for this period?
you rent, is there at least 12 months
remaining on your lease?
your personal credit score greater than 500?
you have any current open bankruptcies, liens or judgments?
THE BOTTOM LINE:ost banks and other conventional lending sources all over the country are
turning down small businesses requests for financing. They just don't want to
take the risk in today’s economic times. Unfortunately due to this, many
deserving small retail firms do not get the necessary funds they need. The
innovative Merchant Cash Advance Program can furnish the working capital they
need in today's challenging economy.
DOESN'T THIS PROGRAM SOUND INTERESTING? DON'T DELAY. CALL US 24/7 AT 856-429-4951 OR E-MAIL US AT
More Information About The Program
Small Business Financing 101
Every day across the country, small business
retailers are seeking financing for their businesses - whether it's a restaurant,
a beauty salon, women's clothing store or a local florist. Small business
owners need capital for investing, growth, development and even to take care of
the occasional back taxes. But merchants know that the banks aren't
going to just hand over a bag full of cash at their request.
If Banks Have Said NO
to a conventional small business loan for you, you may
easily qualify for the best alternative to a loan..... A Merchant Cash
Our associated financing companies are dedicated to providing funding
solutions to small and medium-sized businesses. These firms have helped many businesses attain financial success. We understand that as a
business owner, you have a vision for your business. However, we also
know that many times, in order to achieve this vision of success, working
capital is essential. Obtaining capital from banks or traditional loan companies
is a difficult and lengthy task in these trying times. Fortunately, there is a simple funding
alternative for small businesses striving to grow and prosper..... The Merchant
Our Team of Experts
We have a lengthy financial and business background.
You can feel
confident in knowing that you will be provided with outstanding service during
the funding process. When you apply for a cash advance with us, you will be assigned
financial specialist to ensure that you receive quality service. This
individual has the knowledge to answer any questions that you, the merchant, may have about the
merchant cash advance process.
Our Cash Advance Process
The Merchant Cash Advance process is unlike
any bank or traditional lending institutions. Instead of making you
worry about coming up with collateral, or money to repay a bank loan, we allow
you to tap into a resource that is already at your disposal.... your credit and
debit card transactions. By collecting a small, pre-determined percentage of
these transactions, we are helping you avoid the
hassles of monthly payments, deadlines, repayment plans and late fees.
CALL US NOW 24/7 AT 856-429-4951 OR E-MAIL US AT
Frequently Asked Questions
1. What is a Merchant Cash Advance and how can it help my business?
Many small business owners are unable to obtain traditional bank loans
they have insufficient credit or collateral. As a result, more and more
businesses have been turning to this program for infusions of working capital or other
immediate cash needs.
2. How does a Merchant Cash Advance work?
It advances cash to you
based on your anticipated future sales, thus offering an attractive alternative to the traditional
bank loan. With the Merchant Cash Advance program - which is not a loan
your business receives a lump
sum in return for a percentage of your future MasterCard / Visa, AMEX receipts.
3. How does a Merchant Cash Advance compare to a traditional bank loan?
First of all, qualifying for our program is far easier than a bank loan. No
checks are ever written and there are no fixed daily, weekly or monthly
payments, late fees, hidden fees or interest rates. In addition, there are no
personal guarantees, no closing costs or loss in equity or the need to post
collateral to secure the advance.
4. How does the program work?
You submit a one-page completed application along with four months of credit card statements and
three months of bank statements. Then the underwriting department will determine how much money
you qualify for based on the submitted information. Within 24 to 72 hours you will have a proposal from us. The entire process, from the initial application submission to your receipt of funds takes between
two to three weeks. Of course, this time frame assumes that you are prompt in
your document submission and that you will reply promptly to our e-mails and phone calls.
5. How does the merchant pay back the advance?
The funder will collect a small agreed upon percentage of their daily credit and
debit card sales until the terms of the agreement are satisfied.
6. How difficult will it be for you to qualify?
Most businesses will
qualify. The application is simple and required documents are minimal.
Most of the requirements have been previously explained on this page.
7. How long will it take to find out if you qualify?
to 72 hours. Funding takes place in ten to fifteen business days depending on the
amount of the transaction.
8. How long will it take to get the cash?
Once the agreement is signed
and the advance is approved, the money will be received within one to two business day.
9. How much can I expect to receive?
The average size of a cash advance
is about $25,000, although cash advances range from $5,000 to $500,000.
10. What can I use the money for?
You are free to use the money in any way
youl is best for your business. Actually, you can use the money any way you
wish. Many merchants use it for expansion,
advertising, new equipment or increased (or seasonal) inventory. It is also
frequently used for unforeseen emergencies or to buy out a partner or acquire a
11. Will I need to change credit card processors?
You may need to change to
a preferred credit card processor. In that event the preferred processor
guarantees to meet or beat the rates of your current processor.
ACT NOW! DON'T DELAY. CALL US AT 856-429-4951 OR E-MAIL US AT
This type of financing is not a loan. It is an
advance against future credit card transactions.