Day Care Center Financing -Small Loans

DAY CARE CENTER SMALL LOAN PROGRAM
MUST HAVE REAL ESTATE AS COLLATERAL.
USE THIS PROGRAM FOR THE PURCHASE,
REFI OR CASH OUT OF DAY CARE CENTERS.

Commercial Day care center mortgages - minimum loan amount is $350,000 Most banks and other conventional lending sources all over the country often turn down small amount loan requests for Day care center financing. Many times the borrower's credit is good and the property is sound and well-occupied. They just don't want to handle a small loan. Because of this many deserving business people do not get necessary loans. Barclay Associates will work with you to close that small Day care center financing that others will not handle.

Geographic Region: Nationwide
Loan function: Loans for purchase, refinance and cash outs of Day care centers.

Rates: Very competitive - Call for quote.

Loan type: Fixed and adjustable loan types available.

Amortization period: Up to 20 years.
Loan-to-Value ratio (LTV): Day care center loan - Up to 60 % LTV.

Subordinated debt: Seller take back (2nd) position allowed up to 90% (CLTV).

Buyer down payment: As little as 10% with seller take back.

Collateral: Day care center property. First position lien only.

Appraisal: MAI appraisal required (Lender prefers to order appraisal).

FICO score: Day care center loans require a 600 minimum FICO score.

Environmental insurance: Required on all properties.

Recourse: Day care center financings require full recourse to the borrower.

Informative and detailed information of great value to income property buyers can be seen at Income Property Buyers Tips This new section includes a Special Report which expains how to calculate the true value of an income property. A continually expanding “FAQ” (Question and Answer) page is also included. We invite you to visit this area of our web site.
PLEASE CALL BARCLAY ASSOCIATES TODAY IF YOU NEED A SMALL LOAN FOR YOUR DAY CARE CENTER.
SMALL COMMERCIAL LOAN PROGRAM (click on an item below to go to Property Type)
[Main Page-Small Commercial Mortgages]
[apartment building (multi-family)] [auto repair shop] [auto body shop]
[day care center] [funeral home] [gas station]
[mini storage facility] [mixed use (apartments + stores etc.)]
[mobile home park] [motel financing] [office building]
[restaurant] [retail store] [self storage facility]
[shopping center] [strip shopping center] [industrial/warehouse]

How to Contact Us
BARCLAY ASSOCIATES - Cherry Hill NJ
Fax: 856-795-8817
E-mail-Click here ==> jspat@snip.net

Please e-mail or fax us with your financing request. Click on the e-mail address above. It is important to send your:
Full name, phone number and a paragraph or two describing your financing needs.
BROKERS and other intermediaries- WE WELCOME BROKERS. It is EXTREMELY IMPORTANT that you [CLICK HERE] to obtain full information about our referral fee program and our referral fee rates to brokers.

We DO NOT finance residential properties-only commercial
PLEASE DO NOT SEND faxes over 5 pages without calling us first.
We DO NOT have funders for commercial mortgages or business financing outside of the United States.

To quickly move around other major areas of our website,
CLICK ON A SUBJECT BELOW:
[Return to Financing Overview Page]
[Commercial Mortgage Loans] [Real Estate Loan Checklist]
[Income Property Loans over $2 million]
[Specialized Financing]
[Doctor, Dentist, Vets] [Business capital] [Factoring]
[Accounts Receivable Financing]
OTHER SERVICES:
[First Mortgage NOTES] [Business Plan Writing]
[The Finance Marketplace] [Small Commercial Mortgage loans]
[Factoring/Receivable Loans] [Business Loans] [PO Financing]
[CONTACT US] [SEARCH our site] [INDEX to Site]
We welcome brokers-for more broker information:
[Brokers Click Here]
FINANCING FOR:
[Apartment buildings] [Office buildings] [Industrial buildings]
[Real Estate Developers] [Healthcare facilities] [Shopping Centers]
[Mini storage facilities] [Mobile home parks] [Hard Money Loans]
[Raw land loans] [SBA Mortgage Loans] [Equipment Leasing]
[Real Estate Development Loans]
MINIMUM LOAN AMOUNTS

INCOME PROPERTIES - COMMERCIAL MORTGAGE LOANS- (apartment and office building loans, self storage and mobile home park financing etc.- not raw land/land developer loans) - $400,000 minimum loan amount.($480,000 minimum if referred by broker) Multi-family (apartments) must be 6 units or more (in NJ, 10 units or more).
RAW LAND LOANS OR LAND DEVELOPMENT LOANS - $500,000 minimum loan amount. ($600,000 minimum if referred by broker). "As is" value or purchase price must be $1,000,000 ($1,200,000 as is value if referred by broker).
SBA LOANS - $500,000 minimum loan amount $600,000 minimum if referred by broker).
OTHER BUSINESS LOANS - $500,000 minimum loan amount $600,000 minimum if referred by broker)
ASSET BASED FINANCING (loans based on receivables, inventory, equipment & real estate) - loan amount $1,000,000 to $25,000,000 or more.

OTHER TYPES OF FINANCING NOT INCLUDED ABOVE - contact us for minimum loan amounts.