Business Financing OVERVIEW

BARCLAY ASSOCIATES - ONE STOP FOR ALL YOUR
BUSINESS FINANCING NEEDS - COMMERCIAL REAL
ESTATE MORTGAGES, FACTORING, ACCOUNTS
RECEIVABLE FINANCING, EQUIPMENT LEASING,
PURCHASE ORDER FINANCING AND MANY MORE TYPES
OF FINANCING FOR COMPANIES OR ENTREPRENEURS
IN ALL INDUSTRIES

Please Click on any underlined text below or on a Subject at right to go to any one of the many pages of our website

BUSINESS LOANS - Look to Barclay Associates for all types of Business Loans for companies and entrepreneurs.

COMMERCIAL & INDUSTRIAL REAL ESTATE MORTGAGES for the purchase, development and rehabilitation of land and buildings. We can locate financing for apartment buildings, shopping centers, industrial buildings, residential development projects, mixed-use buildings (retail stores and apartments and many others.

Informative and detailed information of great value to income property buyers can be seen at Income Property Buyers Tips This new section includes a Special Report which explains how to calculate the true value of an income property. A continually expanding “FAQ” (Question and Answer) page is also included. We invite you to visit this area of our web site.

MEDICAL ACCOUNTS RECEIVABLE FINANCING
OUR MEDICAL ACCOUNTS RECEIVABLE FINANCING PROGRAM ENABLES YOU TO TURN YOUR IDLE RECEIVABLES INTO INSTANT CASH. EASE THECURRENT PRESSURE ON PROFITS WITH MEDICAL ACCOUNTS RECEIVABLE FINANCING
Increased expenses, such as malpractice insurance costs and the current squeeze on profits make medical accounts receivable financing a must. The medical accounts receivable financing program provides immediate cash which can be used for advertising, inventory, staffing, to correct cash flow problems, expansion, to improve credit rating, take advantage of cash discounts, modernize facilities, etc.

APARTMENT BUILDING FINANCING - Contact us if you need financing to purchase, refinance or rehab multi-family and apartment buildings of all sizes from 4 to ??? units.

Contact us if you need funds to buy, build refi or rehab the following:
INCOME PRODUCING PROPERTY PROGRAM FOR LOANS OVER $2 MILLION
We have lenders who specialize in low interest, fixed rate, long-term, non-recourse financing for commercial income producing properties. The loan MUST BE $2 MILLION or more. All of the above listed income properties are available under this program.

SMALL COMMERCIAL MORTGAGES -both FULL DOCUMENTATION AND LOW DOC (STATED INCOME). Barclay Associates has a special small commercial mortgage program for income producing real estate and other properties. Very low minimum loan amount [Click here for current minimum loan amount]. This program offers you competitive rates and fast closings. The program loans against: apartment buildings, automotive shops and gas stations, day car centers, funeral homes, self storage facilities, mixed use properties, motels, mobile home parks, office buildings, restaurants, retail stores (standalone), shopping centers and small strip centers, warehouse and other industrial properties.

We also can assist with the following commercial mortgage loans.
- SBA MORTGAGE LOANS- SBA real estate mortgage loan benefits include a longer time (up to 25 years) to pay off.
- HARD MONEY REAL ESTATE LOANS-"Hard Money" real estste loans usually end up to be the loan of last resort after the borrower has exhausted all other "traditional" sources and wasted 3 to 6 months of his time.
- REAL ESTATE DEVELOPMENT LOANS - all types of real estate developer loans to take a project from original purchase to completion.
- RAW LAND LOANS - let us help you get that commercial raw land loan when the banks say "NO."
FACTORING and STANDARD ACCOUNTS RECEIVABLE FINANCING is available for companies with hard assets.
- LOW RATE SMALL COMPANY RECEIVABLE LOANS offer rates lower than factoring rates for small companies with less receivables on the books.
PURCHASE ORDER AND LETTER OF CREDIT FINANCING - Barclay Associates offers purchase order and letter of credit financing which enables your company to finance and fill orders with little or no collateral except the purchase order from a well rated customer.

DOCTOR, DENTIST AND VET FINANCING- including funds for practice acquisition, equipment leasing, Practice start-ups and working capital loans.

INSTITUTIONAL HEALTHCARE FINANCING - Barclay Associates has many types of healthcare financing available for Medical and Dental groups Hospitals, Nursing Homes and many other Institutional clients.

EQUIPMENT LEASING - Chances are Barclay Associates can free up money for your company through a creative leasing plan collateralized by new or used equipment.

WE OFFER SPECIALIZED FINANCING & SERVICES such as:
- RURAL AREA LOANS - A program especially designed for rural area businesses, investors and developers. It provides greater funding and lower monthly payments than other lenders.
- MERGER AND ACQUISITION FINANCING - We can sometimes help if you are looking for financing to buy a company. Leveraged buy outs (LBO's) can often be achieved using a combination of debt and equity.
BUSINESS CAPITAL SOURCES for selected, established manufacturing, distribution and service companies.

WE BUY MORTGAGE NOTES and TRUST DEEDS -If you are holding a Mortgage Note, Trust Deed or Land Contract from the sale of your home or other property and wish to sell it, contact us for a quotation. We buy notes from both individuals and companies. We also buy

BUSINESS PLAN WRITING Check this section of our website for useful information about the preparation of a Business Plan which is always needed to get a business loan or to raise equity capital.

BROKERS WELCOME -We offer substantial referral fees to brokers, intermediaries and attorneys, accountants and other professionals.

FOR FUNDERS ONLY - We encourage Lenders and Equity funders to contact us and become part of our growing network of institutional funders.

The FINANCE MARKETPLACE- Free access to the executive summaries and contact information of over 100 individuals and companies seeking business financing. A valuable source of prospect leads for brokers and funders.

How to Contact Us
BARCLAY ASSOCIATES - Cherry Hill NJ
Fax: 856-795-8817
E-mail-Click here ==> jspat@snip.net

Please e-mail or fax us with your financing request. Click on the e-mail address above. It is important to send your:
Full name, phone number and a paragraph or two describing your financing needs.
BROKERS and other intermediaries- WE WELCOME BROKERS. It is EXTREMELY IMPORTANT that you [CLICK HERE] to obtain full information about our referral fee program and our referral fee rates to brokers.

We DO NOT finance residential properties-only commercial
PLEASE DO NOT SEND faxes over 5 pages without calling us first.
We DO NOT have funders for commercial mortgages or business financing outside of the United States.

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CLICK ON A SUBJECT BELOW:
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[Commercial Mortgage Loans] [Real Estate Loan Checklist]
[Income Property Loans over $2 million]
[Specialized Financing]
[Doctor, Dentist, Vets] [Business capital] [Factoring]
[Accounts Receivable Financing]
OTHER SERVICES:
[First Mortgage NOTES] [Business Plan Writing]
[The Finance Marketplace] [Small Commercial Mortgage loans]
[Factoring/Receivable Loans] [Business Loans] [PO Financing]
[CONTACT US] [SEARCH our site] [INDEX to Site]
We welcome brokers-for more broker information:
[Brokers Click Here]
FINANCING FOR:
[Apartment buildings] [Office buildings] [Industrial buildings]
[Real Estate Developers] [Healthcare facilities] [Shopping Centers]
[Mini storage facilities] [Mobile home parks] [Hard Money Loans]
[Raw land loans] [SBA Mortgage Loans] [Equipment Leasing]
[Real Estate Development Loans]
MINIMUM LOAN AMOUNTS

INCOME PROPERTIES - COMMERCIAL MORTGAGE LOANS- (apartment and office building loans, self storage and mobile home park financing etc.- not raw land/land developer loans) - $400,000 minimum loan amount.($480,000 minimum if referred by broker) Multi-family (apartments) must be 6 units or more (in NJ, 10 units or more).
RAW LAND LOANS OR LAND DEVELOPMENT LOANS - $500,000 minimum loan amount. ($600,000 minimum if referred by broker). "As is" value or purchase price must be $1,000,000 ($1,200,000 as is value if referred by broker).
SBA LOANS - $500,000 minimum loan amount $600,000 minimum if referred by broker).
OTHER BUSINESS LOANS - $500,000 minimum loan amount $600,000 minimum if referred by broker)
ASSET BASED FINANCING (loans based on receivables, inventory, equipment & real estate) - loan amount $1,000,000 to $25,000,000 or more.

OTHER TYPES OF FINANCING NOT INCLUDED ABOVE - contact us for minimum loan amounts.