Accounts RECEIVABLE FINANCING

Asset Based receivable lending and
inventory financing furnishes much
needed working capital for companies
by advancing funds secured by accounts
receivable, inventory, machinery and
equipment and real estate.

Asset Based Receivable Lending (ABL) is a type of accounts receivable oriented financing available to wholesalers, distribution, manufacturing and service companies and other companies. . This type of financing has enabled tens of thousands of companies to grow and prosper. Barclay Associates specializes in and has many sources for Asset Based Lending. We offer asset based receivable/inventory financing in all 50 states.

IMPORTANT GUIDELINES FOR ASSET BASED FINANCING

Your company must have business accounts receivable. Consumer receivables cannot be financed.
Your company must be currently profitable, or at least in a solid turnaround position Where you can demonstrate that you will soon be profitable.
asset based receivable/inventory lenders will not loan on inventory alone. Your company must have business accounts receivable.

ASSET BASED RECEIVABLE LENDING HIGHLIGHTS

ASSET BASED RECEIVABLE AND INVENTORY FINANCING is designed for fairly mature wholesalers/distribution, manufacturers and service companies with fairly large receivable balances. Your total Asset Based loan amount or line of credit must be for a minimum of $1,000,000 or possibly more..

In contrast to a factor, the receivable lender does not purchase your invoices, but loans against receivables and other assets. They advance you a percentage of each invoice amount. The customer is not aware that you are borrowing on your receivables or inventory.

This form of financing secures the loan with accounts receivable, and sometimes inventory, machinery and equipment or commercial real estate.

Rates are generally very attractive.

This type of financing usually enables wholesalers/distribution firms and manufacturers to have a flexible line of credit. Often our asset based lenders can increase your credit line in mid-year in the event that you take on a large customer or have a surge in sales. This flexibility is very important to a rapidly growing company.
ASSET BASED RECEIVABLE FINANCING.....
- can be utilized by manufacturing, distribution or service companies.
- do not require a monthly principal repayment.
- enables your company to grow at an almost unlimited rate. The more sales you generate, the more money you are advanced.
- enables your company to have much needed funds as your sales grow and you create more receivables. The flexibility of this type of lending is very important when funds are needed yesterday.
Barclay Associates specializes in difficult asset based receivable/inventory loan requests for companies in many industries. If you have been turned down by banks or other lenders, PLEASE DON'T GIVE UP! We may be able to find an asset based lender who will meet your needs.

Some of the many companies and industries which we serve include:


		Wholesale distributor factoring and accounts receivable financing

		Wholesale grocer factoring and accounts receivable financing

		Manufacturing company factoring and accounts receivable financing

How to Contact Us
BARCLAY ASSOCIATES - Cherry Hill NJ
Phone: 856-429-4951 Fax: 856-795-8817
E-mail-Click here ==> jspat@snip.net

Please e-mail or fax us with your financing request. Click on the e-mail address above. It is important to send your:
Full name, phone number and a paragraph or two describing your financing needs.
BROKERS and other intermediaries- WE WELCOME BROKERS. It is EXTREMELY IMPORTANT that you [CLICK HERE] to obtain full information about our referral fee program and our referral fee rates to brokers.

We DO NOT finance residential properties-only commercial
PLEASE DO NOT SEND faxes over 5 pages without calling us first.
We DO NOT have funders for commercial mortgages or business financing outside of the United States.

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MINIMUM LOAN AMOUNTS
BROKER SUBMITTED LOAN MINIMUM - ADD 20%
TO LISTED MINIMUM LOAN AMOUNT - Example: non-broker submitted $150,000 minimum loan amount - Broker submitted $180,000 minimum. Does not apply to land loans

INCOME PROPERTIES - COMMERCIAL MORTGAGE LOANS- (apartment and office building loans, self storage and mobile home park financing etc.- not raw land/land developer loans) - $150,000 minimum loan amount.(brokers add 20% to required minimum) Multi-family (apartments) must be 6 units or more.

RAW LAND LOANS - $250,000 minimum loan amount. (Direct borrower or broker submitted). "As is" value or purchase price must be $500,000.

LAND DEVELOPMENT FINANCING - $250,000 minimum loan amount. This may include land purchase, infrastructure expenses and optional construction financing. Total "As is" value must be $500,000.

SBA LOANS - $350,000 minimum loan amount.

OTHER BUSINESS LOANS - $400,000 minimum loan amount.

ASSET BASED FINANCING (loans based on receivables, inventory, equipment & real estate) - loan amount $1,000,000 to $25,000,000 or more.

OTHER TYPES OF FINANCING NOT INCLUDED ABOVE - contact us for minimum loan amounts.